Can I apply if I am self-employed?

Yes. You can apply if you are self-employed. You do not need to have a conventional salaried job to be considered for an apartment.

Our standard affordability requirement is combined annual household income of at least 2.5 times the annual rent. Self-employed income can count towards that amount, but we may need different evidence from the payslips requested from an employee.

Useful documents to prepare

• Recent tax calculations or tax returns.
• Accounts or an accountant’s letter showing trading income.
• Business bank statements, where reasonably needed.
• Evidence of regular contracts, ongoing work or other dependable income.
• Savings or other financial resources you want us to consider.

We will tell you which documents are relevant rather than asking everyone to submit the same set. If you have recently started trading, explain that in your application & provide the evidence you do have.

If your household does not meet the income threshold, we may consider a guarantor who lives in the UK, has a UK bank account & meets our financial criteria. Start with a build-to-rent apartment that suits your budget.