Can I apply without a UK or Irish credit history?

Yes. You can apply even if you do not yet have a UK or Irish credit history. This is common when people relocate from overseas or are renting for the first time.

We may need alternative evidence to assess your identity, income & ability to pay the rent. What we ask for will depend on the home & the checks available in the relevant country.

Evidence that may help

• An employment contract, job offer or proof of regular overseas earnings.
• Recent statements showing available funds or savings.
• A reference from a landlord or employer in another country.
• Details of a UK-based guarantor with a UK bank account, if one is requested.

A lack of local credit data is different from failing a credit check. Our standard household income requirement is still at least 2.5 times the annual rent. Please do not invent an address history or provide inaccurate information to make an application appear more complete.

For homes in England, right-to-rent requirements still apply. If you are moving to Dublin, Irish rental requirements apply instead. Find a home through our build-to-rent property search.