Can I rent an apartment if I am retired?

Yes. You can apply for an apartment if you are retired. We consider your ability to pay the rent, not whether your income comes from employment.

We count documented pension income & other eligible regular earnings towards our standard requirement of at least 2.5 times the annual rent in combined household income. Savings are useful supporting evidence but do not automatically replace the tenant income threshold. You do not need an employer reference if you are no longer working.

What may help your application

• Recent pension statements or evidence of pension payments.
• Bank or savings statements showing funds you intend to use.
• A previous landlord reference, if available.
• Details of anyone applying jointly with you.

We will explain which documents are needed for the specific application. If your income comes from several sources, you can provide the relevant evidence for each.

Think about the layout, lift access, nearby services & communal facilities when choosing your home. You can compare our build-to-rent apartments or explore our later-living properties if that style of accommodation is more suitable.