What documents do self-employed applicants need to provide?

If you are self-employed, we can assess your application using evidence other than payslips. We will explain which documents are needed for the home you are applying for.

Documents that may be useful

• Recent tax returns, tax calculations or tax-year overviews.
• Business accounts showing income & trading results.
• An accountant’s letter confirming your trading activity or income.
• Bank statements showing relevant business or personal income.
• Evidence of current contracts, regular customers or other dependable earnings.

In the UK, documents such as an HMRC tax calculation may help. In Ireland, the equivalent tax or accounting evidence may be more suitable. You do not need to invent a salaried employment history.

If you have only recently started trading, share the documents you have & explain how the business is funded. Savings, a second income or a guarantor may be relevant, depending on the circumstances.

We will assess the available information against the rent for the chosen apartment rather than assuming every self-employed applicant has the same income pattern.