What referencing checks do you carry out?

Referencing helps us check that the information in your application is accurate & that the proposed tenancy is suitable.

The exact checks depend on your circumstances, the apartment & the country in which you are renting.

Referencing may include

• Identity: checking that your identity documents match your application.
• Affordability: confirming the proposed tenants’ combined annual income is at least 2.5 times the annual rent, supported by suitable documents.
• Employment or income: confirming details with an employer or reviewing appropriate documents.
• Rental history: requesting a reference from a previous landlord where relevant.
• Credit information: carrying out an appropriate check where available & lawful.
• Legal checks: completing right-to-rent checks for relevant adult occupants in England.
• Guarantor: if required, checking UK residence, a UK bank account & the guarantor’s income or suitable savings evidence.

We will tell you which checks apply & what information is needed. Being self-employed, retired, a student or new to the country does not automatically prevent you from applying.

Our website supports online referencing, so you can complete the requested steps through the secure application process.